It’s a myth that you need a lot of money to start investing it. In fact, you can start investing for your retirement or other funding needs with as little as $1000. The trick is just finding the right place to invest — and make every single dollar start working for you right now. You don’t have to put it off another year, month, or even for one day. If you’ve got $1,000 to start with, here are three smart investment ideas to try.

If you have an employer-provided 401k account but didn’t thoroughly review your options after making initial investment picks, you’re not alone. According to Forbes, more than 52 million American workers are currently enrolled in 401k plans. And these plan assets equal about $3.5 trillion, but how many employees ask third parties for an unbiased 401k review? Many employees probably enjoy monitoring their accounts and digging into details regarding fees quarterly or even annually. However, others likely haven’t thought much about these accounts since they first received their employee handbooks.