F. Scott Fitzgerald famously wrote that the rich are “different from you and me.” Perhaps the truest way to see this difference is by looking at where wealthy people choose to invest their money. Of course, individuals at every income level may have a standard portfolio that includes IRA or 401k accounts. But those with either high annual incomes or a robust net worth may purchase riskier — and higher-yield — investments. Only accredited investors gain access to these riskier (and often, more profitable) investment vehicles.
