Used car salesmen get a bad rap, but that doesn’t mean you can avoid purchasing another vehicle your whole life. After all, used car salesmen provide a useful service when you need something to drive at a lower price point. The same thing’s true for debt relief services. If you’re in over your head financially, you may not know how to find reputable debt relief services. We’re taught not to discuss money or even ask for help to get out of debt, but why is that? Many people hoping to get out of debt would benefit from going through an experienced debt relief service or company.

Risk tolerance means different things to different people. Bring up the concept with your teenager, and he’ll probably think of the snowboarding trick he’s been gearing up to try. Your average banker, on the other hand, thinks of the volatility of the stock market. Today, we’re talking about risk tolerance as it relates to your investment portfolio, which means it’s just fine if you’re a little averse to extreme sports.